Must be employed for over 6 consecutive months. Must have a PAYROLL Direct Deposit. Minimum income must be $1200 per month. You must have a checking or saving account. Bank Account must be active for over a year. Valid checking account and no outstanding Non Sufficient Funds (NSF) checks. Must be over 18 years of age. Must have a home phone number. Residents of MD are not eligible. Simply fill out a 2 minute application on our secured site. Fax or email the 5 required documents, (1 month current bank statement, recent pay stub, void check, 2 valid ID's, telephone bill) Received a quick loan approval via email.